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Latest Articles from Spark Financial Solutions

Check out the latest blog posts from Spark Financial Solutions

Featured Articles

The easiest way to borrow in a company name

How structuring your investment loan through a company changes your borrowing options, tax position and what lenders will actually approve.

Understanding the Basics of Fixed Rate Investment Loans

A practical guide to fixed rate features on investment property loans and how they work in the current lending environment

When to Add Another Investment Property to Your Portfolio

How South Melbourne investors structure finance to grow a property portfolio without overextending or hitting serviceability walls along the way.

Proven Tips to Avoid Fixed Rate Break Costs

What South Yarra first home buyers need to know about rate lock-ins, break fees, and switching between fixed and variable loans.

Investment Loans

The easiest way to borrow in a company name

How structuring your investment loan through a company changes your borrowing options, tax position and what lenders will actually approve.

Understanding the Basics of Fixed Rate Investment Loans

A practical guide to fixed rate features on investment property loans and how they work in the current lending environment

When to Add Another Investment Property to Your Portfolio

How South Melbourne investors structure finance to grow a property portfolio without overextending or hitting serviceability walls along the way.

First Home Buyers

Proven Tips to Avoid Fixed Rate Break Costs

What South Yarra first home buyers need to know about rate lock-ins, break fees, and switching between fixed and variable loans.

Home Loans

Top 10 Ways to Save on Stamp Duty in Richmond VIC

Discover exemptions and concessions that could reduce or eliminate your stamp duty when buying property in Richmond and across Victoria.

Proven Tips to Buy a Home with a 5% Deposit

How a smaller deposit can get you into the Melbourne property market sooner, and what it actually costs beyond the purchase price.

Top tips to know if your interest rate is too high

South Melbourne borrowers often miss rate reductions of 0.5% or more by staying with their current lender when switching could lower monthly repayments.

Simple hacks to improve your serviceability assessment

Small changes to your financial position can unlock thousands more in borrowing capacity when lenders assess your home loan application.

The Easiest Way to Work Out Your Home Loan Deposit

How much you actually need to save for a property in South Yarra, and what happens when you don't have the full 20 percent.

Why Buying a House Needs More Than a Low Rate

The loan features that matter when you're buying your first or next Melbourne property, and how to choose the right home loan package.

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